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NJ 30-Day Fund: Forgiveable Loans for New Jersey Small Businesses


The nonprofit New Jersey 30 Day Fund provides forgivable loans up to $3,000 to small businesses in need. Working with other business leaders throughout the state, the Fund’s goal is to help save as many New Jersey jobs as possible while small businesses await recently approved federal funding.

New Jersey businesses that qualify for assistance from the Fund are: - For-profit small businesses that employ three to 30 people; - Based in New Jersey and have been operating for at least one year; - Owned and operated by a New Jersey resident.

The funds dispersed to small businesses by the New Jersey 30 Day fund do not need to be repaid. If businesses who receive the Fund’s assistance do, at a later date, wish to “pay it forward” to another New Jersey small business in need of assistance, they may do so by directing those dollars back to the Fund, which will disburse the funding to another New Jersey business in need.


The COVID-19 crisis has put millions of small business jobs at risk. These small businesses are experiencing a near-fatal cash crunch as they struggle to keep their doors open and jobs intact. These next few critical weeks will impact millions of jobs. 

The non-profit New Jersey 30 Day Fund provides forgivable loans for New Jersey-based small businesses. The forgivable loan is intended to provide immediate financial assistance (within maximum three days) to meet payroll, preserve healthcare coverage for employees and save jobs while they await recently approved federal funding and reopening. 

The New Jersey 30 Day Fund is designed to be quick, easy, and free of red tape, as small business owners work to keep employees on board in the near term. All we ask in return: if you can, pay it forward. 


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